Budget Planner

The Budget Planner will help you organise and take control of your finances. Simply enter the details to work out your commitments and whether you have a surplus to spend or save.

You can enter information for different periods - weekly pay, monthly rent and annual insurance for example. The Planner will automatically multiply or divide showing a budget for the period you want - from weekly to annually.

If you're not sure about what you may spend, sample expenses has average figures you can use.

For your security, this completed Planner is not saved or stored on the Internet. However, you can print it from your browser or use the button at the bottom of the planner.

Budget Planner

Expenses

Income

Sample Expenses

Use these figures when you're not sure of your expenses.

Typical household expenses (average household expenditure per week)

	Food	Household Energy	Household Expenses*	Clothing	Transport
1 person household	$67.90	$24.40	$24.80	$13.20	$64.20
2 person household	$146.90	$35.30	$51.80	$28.80	$135.00
3 person household	$191.10	$41.90	$54.80	$42.70	$158.30
4 person household	$215.50	$43.60	$68.30	$52.20	$194.70
5 person household	$214.00	$45.30	$66.10	$39.10	$159.40

Source: Statistics New Zealand Household Economic Survey (as at 30 June 2007)
* Includes household appliances, furniture, floor coverings, supplies and services.

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If you have a surplus you should make sure it is working for you. Consider opening a National Bank Ready Saver, National Bank eSaver or National Bank Online Account. If it is a regular surplus you could consider starting a retirement plan.

If you'd like to talk to someone about any of these options, call 0800 18 18 18, contact any branch, or e-mail us.