National Bank Visa Debit
A Visa Debit Card is like an EFTPOS card, only better as you can use it anywhere
Visa is accepted using funds from your everyday or savings account.
OverviewRates & FeesTerms & ConditionsWays to apply
Ways to Apply
Before you can apply for a Visa Debit Card you need to have an eligible National Bank everyday or savings account to link it to and be at least 16 years of age.
For National Bank Customers
- If you have a Cashpoint Card, apply now.
- If you’re a National Bank customer and you don’t already have a Cashpoint Card or everyday or savings account, you can apply by calling 0800 960 960.
If you’re new to The National Bank
- Apply now for a new account and Visa Debit Card, or visit any branch of The National Bank.
Visa Debit Key Features and Benefits
With a Visa Debit Card you can make purchases online, over the phone and in stores using funds from your everyday or savings accounts.
- Use it the same way you use your Cashpoint Card by selecting CHQ or SAV at ATMs or EFTPOS terminals in New Zealand
- $10 fee per year (or free with a National Bank Freedom Account)
- Card has a chip to keep your card details more secure
- Personalise your card for free with a MyPhoto Card
- Access to Visa Entertainment
- 24 hour, 365 day access to your account through ATMs and EFTPOS terminals in New Zealand and overseas.
- You can also access your account anytime simply by using a phone or a computer. For more details see our
touchtone phone banking and
Online Banking sections.
Please note that currency conversion charges and some fees apply when you use your card overseas.
Standard Fees |
| →Card fee |
NZ$10.00 per annum (free for Freedom account) |
| →My Photo Card Fee |
No additional charge |
Fees displayed are subject to change. |
Non-Standard Fees |
| →Replacement Card Fee |
NZ$15.00 |
| →Urgent card delivery fee |
Courier service fee |
| →Overseas card delivery |
Courier service fee |
Optional Service Fees |
→Other bank ATM fee
Applies to each cash advance made at ASB, BNZ, HSBC, TSB, Kiwibank andWestpac ATMs in addition
to normal transactions fees) |
$1.00 |
| →Overseas ATM fee |
$5.00 |
→Currency conversion fee
(Applies to foreign currency transactions) |
2.5% of the $NZ amount |
| →Dispute handling fee |
$15.00 |
National Bank Visa Debit Terms and Conditions (PDF 215KB)
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Ways to Apply
Before you can apply for a Visa Debit Card you need to have a National Bank everyday or savings account to link it to.
For National Bank Customers
- If you have a Cashpoint Card, apply now.
- If you’re a National Bank customer and you don’t already have a Cashpoint Card or everyday or savings account, you can apply by calling 0800 960 960.
If you’re new to The National Bank
- Apply now for a new account and Visa Debit Card, or visit any branch of The National Bank.