National Bank Life Insurance provides you with the security of knowing that you, your family and your lifestyle are protected should something happen - whether it be your death, a terminal illness, temporary disability, critical illness, redundancy or bankruptcy.

Choose from Lifestyle Protection Insurance (with yearly renewable premiums, which may change over time) or Level Protection Insurance (with premiums that don’t change as you get older, unless you choose to increase them to protect your sum insured against inflation). Both products offer you the same great benefits:

• The ability to choose the amount of cover you want
• Full payment of the sum insured on your death
• Early payment of the full sum insured if you are diagnosed with a terminal illness
• Funeral benefit – an advance payment of $10,000 may be paid on your death to help with funeral-related expenses
• Competitive, affordable premiums, which are discounted if your sum insured is over $150,000
• No set-up or policy fees
• 30 day 'free look’ period
• Tailor your cover with a range of optional benefits.

This is a summary only of the policy features and benefits. For full details (including terms, conditions and exclusions) please refer to the policy document which is available through any branch of The National Bank.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.

With National Bank you can tailor your cover to your specific needs with a range of optional benefits.

Critical Illness - Provides a portion of the Life Cover sum insured in advance if you are diagnosed with one of a range of Critical Illnesses.

Redundancy/Bankruptcy - Provides cover if you are made redundant and are unable to find permanent full time employment, or if you are self-employed and become bankrupt.

Total Temporary Disability - Provides cover if you become disabled and are unable to work any hours of your usual full time employment, or if you are not in full time work, are confined to a hospital or bed at home.

Policy renewal (applies to Level Protection Insurance only) - Provides the ability to extend your Life Cover at the end of the original term, regardless of any changes to your health.

Lifestyle Protection Insurance and Level Protection Insurance are available at competitive rates with premiums calculated specifically for each policy. You have the option to pay fortnightly, monthly or annually. There are no set-up or policy fees.

Contact any branch of The National Bank, or call 0800 438 668. You will be asked to complete an application.

This is a summary only of the policy features and benefits. For full details (including terms, conditions and exclusions) please refer to the policy document which is available through any branch of The National Bank. Lifestyle Protection Insurance and Level Protection Insurance are underwritten by OnePath Insurance Services (NZ) Limited. No member of the ANZ National Bank Limited Group or any other person guarantees OnePath Insurance Services (NZ) Limited or any of the products issued by it. The National Bank may receive commission on any policy it arranges.