Investments

Whether you’re looking ahead days or years, The National Bank has investment options to suit your needs. You can invest to preserve your capital, gain potentially higher returns, or a combination of both.

Short to Medium-term Needs

  • The National Bank Call Fund has been designed for customers with over $1.00 to invest who want tax effective competitive returns and easy access to their investment.
  • The National Bank Term Fund may offer a tax effective investment with competitive fixed returns.

Medium to Long-term Needs

  • Want the certainty of a fixed return at competitive rates for terms from 30 days to 5 years?  Check the latest rates for a National Bank Term Deposit.
  • Have a medium to long-term goal for your investments? National Bank Managed Investment Funds could be the answer. Specialists monitor the Funds on a daily basis, and you have a choice of five ready-made diversified portfolios to choose from. Unit Trusts can expose you to a higher level of risk than other investments, however they offer the potential for higher returns over time.

Compare investment rates and past performance returns of the above investments, to see which is best for your needs.

To apply for any of these investments you can download the Investment Statement with the application form you need or visit your nearest branch.

For more information:

  • visit your nearest branch
  • call for 0800 18 18 18 National Bank Call Fund or National Bank Term Fund
  • or call - or call us on 0800 629 325 if you want to regularly save for your retirement or have $25,000 lump sum or more to invest for a medium to long term goal

For clients with over $1,000,000 in assets for investment, we have Private Banking, a special investment banking service.

If you are interested in investing directly in shares, our Share and Bond Trading service allows you to trade online on the NZX and ASX.  It also provides comprehensive share information and research views from Direct Broking Limited and Reuters as well as an extensive education section and portfolio management tools.

This information is intended to get you thinking about your investment goals.  It is not intended as investment advice because it does not address individual circumstances.  We suggest you seek independent advice and are comfortable with the investment approach described for each product above.

ANZ Investment Services (New Zealand) Limited (ANZIS) is the issuer/manager and ANZ National Bank Limited (ANZNB) is the administration manager of the National Bank Call Fund (Call Fund) and the National Bank Term Fund (Term Fund). OnePath (NZ Limited) is the issuer/manager of the National Bank Managed Investment Funds. The National Bank of New Zealand, part of ANZ, is the distributor of units in the Call Fund, Term Fund and National Bank Managed Investment Funds.

Units or interests in the Call Fund, Term Fund or National Bank Managed Investment Funds do not represent deposits or liabilities of ANZNB. Units are subject to investment risk, including possible delays in repayment and loss of income and principal invested.

No entity* guarantees (either partially or fully) the capital value or performance of any products issued or managed by OnePath, including the Call Fund, Term Fund or National Bank Managed Investment Funds.

*Please note, this includes OnePath, OnePath Holdings (NZ) Limited, ANZNB, Australia and New Zealand Banking Group Limited, Public Trust, their respective directors, any member of their respective groups of companies and any other person.

A copy of the Bank's Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any National Bank branch, free of charge.

National Bank Saving and Investment Selector
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Saving and Investment Options

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My saving and investment options

Answer the following questions to see our savings or investment options that may help you reach your goals.

Based on the information you enter, the savings and investment selector will suggest possible savings or investment options available to you through The National Bank. You can consider these options and decide which, if any, suit your circumstances.

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Answer the questions below

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  1. How much do you have to deposit or invest initially?

I have $ to deposit or invest.

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  1. How much can you save or invest on a regular basis?

I can save or invest $

Why do we ask this question?
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  1. How often will you need to access your money?






why do we ask this question?
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  1. What is your annual taxable income?

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See your saving and investing options with The National Bank

Start with any of the questions on the left.

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Start by answering the questions on the left.

Each answer will generate savings or investment options for you to consider.

See below for more information on some of our other savings accounts and investments

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So what next?

Follow the links to learn more about the savings or investment options that have been suggested above.

When considering these options, please see the Investment Statements for The National Bank Call Fund, National Bank Term Fund and Term Deposits.

If you decide that an option is suitable for you, you can follow the links to apply for the savings account or investment. If you'd like to talk to anyone about how the above options can help you achieve your goals, email us, call us on 0800 18 18 18 or ask a staff member at any branch.

This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of The National Bank's financial advisers, please contact us on 0800 18 18 18.

Interest rates, rates of return and fees are subject to change. Full details of all products (including applicable fees, terms and conditions) can be obtained from any National Bank branch. A copy of the Bank's disclosure statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any National Bank branch, free of charge.

All suggestions are based on the correct information being provided by you. This tool is not intended to provide tax advice and you should seek independent tax advice in relation to your own situation. For information on the applicable taxes on interest or PIE income refer to the Inland Revenue (IRD) website.

* ANZ Investment Services (New Zealand) Limited is the issuer/manager of The National Bank Call Fund and The National Bank Term Fund (Funds) and The New Zealand Guardian Trust Company Limited is the trustee. The National Bank of New Zealand, part of ANZ National Bank Limited is the distributor of units in the Funds. Units in a Fund do not represent deposits or other liabilities of ANZ National Bank Limited. An investment in a Fund is subject to investment risk, including possible delays in repayment and loss of income and principal invested. No member of the ANZ National Bank Limited Group, The New Zealand Guardian Trust Company Limited or any other person guarantees (either partially or fully) ANZ Investment Services (New Zealand) Limited or the capital value or performance of any products issued by those companies.