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Gold Thoroughbred Card

The card that's more rewarding - with the exclusivity of Gold benefits.

OverviewRates and FeesHow to apply

Gold Thoroughbred Card is your rewards, credit card and cash card, plus a phone and Online Banking card all in one.

Exclusive Gold Thoroughbred Card benefits include:

CashBack Rewards - receive up to 1% cash back for the first $50,000 you spend on purchases with your credit card during a 12 month period, and you only need to spend $2,000 per year to qualify.
Automatic minimum $7,500 credit limit.
Extensive Overseas Travel Insurance cover for you and your family with emergency and traveller benefits.

Priority Thoroughbred Global Services - exclusive access to 24 hour premium travel advice and emergency assistance with additional Gold benefits, when travelling overseas.
Travel Inconvenience Insurance - cover in New Zealand and overseas.

Plus all the benefits of a standard Thoroughbred Card:

Access to your current, savings, Business FreePlan or Personal FreePlan accounts by ATM, EFTPOS, Online Banking or touchtone phone banking.
Up to 55 days interest-free credit for farm or personal purchases through your Gold Thoroughbred credit card account.
Your choice of Visa or MasterCard.

Please note that currency conversion charges and some fees apply when you use your card overseas.

*Terms, conditions, exclusions (for example, age limitations) and eligibility criteria apply for Gold Card Overseas Travel Insurance. For a policy document containing full details, please visit any branch of The National Bank or call the Chartis Call Centre on 0800 499 666. These policies are issued/insured by Chartis Insurance New Zealand Limited ("Chartis").

Rates

→Purchase Rate	19.95% p.a.
→Cash Advance Rate	19.95% p.a.
Interest rates displayed are subject to change.

Fees
→Gold Thoroughbred Card account fee	$95.00 per annum
→Joint or additional Gold Thoroughbred Card account fee	$30.00 per annum
Fees displayed are subject to change.

Other Fees
Refer to Credit Card Fees for full credit card fee details.

You can apply for a Gold Thoroughbred Card online or visit how to apply to view all our credit card application options.

Alternatively, you can contact your Rural Manager or Rural Banking Consultant. If you're not already a customer call 0800 807 711 and we will put you in touch with the New Business Manager nearest you.

Our lending criteria apply. Interest rates are current as at 10 August 2007 and are subject to change. Read our disclosure statement.