Terms and Conditions

To find the terms and conditions applicable to your accounts with us, browse or print the terms and conditions listed below.

Personal Banking

Everyday Accounts

• Personal Banking Products and Services Master Terms and Conditions
  Updated February 2012
• Cashpoint Card Conditions of Use
  Updated January 2012 (PDF 135KB)
• National Bank Disclosure Statement Qualifying Financial Entity
  Updated November 2010 (PDF 491KB)

Investments

• Call Fund Investment Statement
  Updated August 2011 (PDF 1.4MB)
• Term Fund Investment Statement
  Updated August 2011 (PDF 1.4MB)
• Term Deposit Investment Statement
  Updated October 2010 (PDF 576KB)

Credit Cards

• Credit Cards Conditions of Use
  Updated February 2012 (PDF 243KB)

Debit and Prepaid Cards

• Visa Debit Card Guide and Conditions of Use
  Updated November 2010 (PDF 703KB)
• iCash Conditions of Use
  Updated May 2011 (PDF 337KB)
• Travel Card Guide and Conditions of Use
  Updated June 2010 (PDF 2MB)

Electronic Banking

• Electronic Banking Conditions of Use
  Effective 29 Feb 2012 (PDF 163 KB)
• Online Banking Personal
  Updated November 2010
• iBank
  Updated October 2010
• Mobile Phone Banking
  Updated January 2011

Foreign Currency Accounts

• Foreign Currency Accounts Terms and Conditions
  Updated June 2010 (PDF 145KB)

Non-Personal

Business Banking

• Non-Personal Current Account Terms and Conditions
  Updated September 2010 (PDF 104KB)
• Non-Personal Savings and Deposits Terms and Conditions
  Updated September 2010 (PDF 106KB)
• Visa Corporate Card and Visa Purchasing Card Guide
  Updated November 2011 (PDF 427KB)
• Visa Company and Visa Gold Conditions of Use
  Updated November 2011 (PDF 260KB)
• Visa Business Credit Card Guide
  Updated November 2011 (PDF 324KB)

Electronic Banking

• Online Banking Non-Personal
  Updated November 2010